Manhattan Mortgage Loan Modification Lawyer
Foreclosure — it's every homeowner's nightmare. But for many financially strapped homeowners, it does not have to result in being thrown out of your home and into the street.
Peter J. Batalla Jr. is a Bronx lawyer who helps homeowners avoid foreclosure and get debt relief. He provides aggressive representation designed to help his clients keep their homes and get the financial relief they need.
Contact Peter J. Batalla Jr. for a free consultation about your case.
Many people wait too long before getting legal advice. They keep hoping that somehow their financial problems will get better. But waiting usually costs them more in the long run. Get legal help today.
Filing for Bankruptcy Stops Foreclosure
If you have trouble making your mortgage payments, you may be able to prevent foreclosure and get debt relief. Your options include Chapter 13 bankruptcy and Chapter 7 bankruptcy.
A Chapter 13 bankruptcy stops foreclosure immediately — and the threat of repossession and garnishment as well. Many of your unsecured debts can be reduced, providing you with extra cash flow that can give you financial breathing room.
In a free consultation, Peter J. Batalla Jr. can discuss what he can do to help you save your home and get debt relief.
Is a Loan Modification Right for You?
If you have regular income but your mortgage debt is more than your home is worth, you may want to consider a loan modification.
Peter J. Batalla Jr. can initiate negotiations with your mortgage lender, seeking a reduction in the mortgage value, a reduction in your interest payment, or both. Because he is an attorney, banks listen when Mr. Batalla calls. He has the skills and credibility needed to successfully negotiate loan modifications and will work diligently to get the best possible deal for you.
The Foreclosure Defense Option
In some cases, there may be legal defenses that can prevent foreclosure:
- If you were the victim of predatory lending practices
- If the foreclosure documents were not properly drawn
- If the party seeking to foreclose does not actually own the mortgage
Peter J. Batalla Jr. will examine every possible defense option. If there is a means to prevent the foreclosure of your home, Peter J. Batalla Jr. will find it.
Contact a Bronx Foreclosure Defense Lawyer
For a free consultation about a bankruptcy, loan modification or foreclosure defense effort, contact Peter J. Batalla Jr.
"donde la batalla es por sus derechos"
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